At a pawn shop, you can easily borrow money by depositing an item as collateral.
Procedure for pawning
Visit KINZO
Please bring the item you wish to pawn and one form of identification.
| Items that can be pawned |
|---|
| Gold Platinum Rolex |
| identification card |
|---|
| residence card passport personal number card driver's license |
Appraisal of goods
We will appraise the items you bring in.
The assessed value will be the maximum amount you can borrow.
Within the range of the assessed value, you can freely decide the loan amount in increments of 1,000 yen.
Explanation of contract details
Interest is charged on a monthly basis during the loan period.
The interest rate varies depending on the loan amount, and interest is calculated on a monthly basis.
| For example |
|---|
| If you pawn an item on July 10th, the repayment amount from that day until August 10th will be "principal amount + 1 month's interest". If you repay between August 11th and September 10th, the payment will be "principal + 2 months' worth of interest". |
The loan period for pawning is 3 months. However, you can extend the pawning period by one month for each month's interest paid. Extensions can be made any number of times.
Interest payments can be made by bringing the payment to our store or by bank transfer.
If the deadline is not met and no extension or repayment is made, the items deposited as collateral will become the property of the pawnshop.
When the collateral becomes the property of the pawnshop, the obligation to repay is eliminated. The good thing is that no debt remains.
By paying interest every month, the repayment period is always 3 months.
| Advice for those who don't want to lose their collateral |
|---|
| By paying interest every month, you don't have to worry about the deadline. There is no need to worry about losing collateral. |
Receive cash
The cash we will give you will be in Japanese yen. Unless you request a bank transfer or other method, we will give you the full amount on the spot.
Repayment method
Please bring the total amount, including principal and interest, to the store by the deadline.
The items you held as collateral will be returned to you immediately upon repayment.
| Points to note |
|---|
| Repayment is limited to the contract holder. The collateral cannot be returned to a third party for any reason. |
Confirmation before visiting the store
- Not available to those under 20 years of age.
- The items you pawn must be your own property.
| Not available |
|---|
| ×：family belongings ×：Lover's possessions ×：Friend's possessions |
- If the items are found to be stolen or counterfeit, we will report it to the police immediately.